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OpportunityGrant.com
Florida down payment help
Your pathway

Pick your goal. We'll map the route.

Whether you rent, are moving to Florida, own a home now, or have bought before, here's which tools and steps apply to you.

I rent

Turn your rent into a home you own.

I'm moving to Florida

Buy a home once you're ready to live here.

I own my home now

Move up, downsize or relocate to your next home.

I've bought before

Use the grant again — you don't need to be a first-time buyer.

Use the grant again — you don't need to be a first-time buyer.

  1. 1

    Eligibility Screener

    Check the basics

    Confirm credit, loan type and property type in minutes.

    Guidelines: minimum 620 credit; FHA purchase loans, 20/25/30-year fixed.

  2. 2

    Zero-Down Calculator

    See your cash to close

    Model the 2% or 3.5% grant with seller concessions.

  3. 3

    Buyer Strategies

    Learn the playbook

    See how concessions can cover closing costs.

  4. 4

    Academy

    Take the homebuyer course

    A HUD-approved course is required. Start with our free Academy lessons to get ready.

    Guidelines: HUD-approved education required; up to $100 credited back at closing.

  5. 5

    Contact

    Talk to a loan officer

    Confirm the details for your situation and get pre-approved.

Watch-outs for you

  • The program is not limited to first-time buyers — and has no income limit.
  • It can't be combined with other assistance programs.
  • A 620 minimum credit score applies to every borrower.

Educational planning guide, not a loan approval or guarantee. Final eligibility is set by the lender and program guidelines.